Safety Tips

Saftey Tips
Carrying Passengers on your two-wheeler: - A motorbike is very unlike any other vehicle like a car or any other four-wheeled vehicle, as it does not have any of the safety measures that are present in them. Therefore, driving a motorcycle is a task that has to be taken with the utmost caution. If you intend to carry passengers on your bike, there are a few precautions you must take for a safer ride. To start with, you must be an experienced biker, and your motorcycle should be equipped to carry passengers other than you. As it takes time for you to adjust to the other person's weight, you should ideally drive at a slow speed before revving up the engine. Take it slow, initially. It will help if your co-rider is seated directly behind you, and after you've started the bike. He/she can assist you in asking for route information, traffic signals etc. Apart from your driving skills, a few technical details are to be taken into count. This would include modifying your suspension to withstand additional weight, checking tyre pressure etc.
Carrying loads: - Unlike a four-wheeler that has ample space for any luggage you might want to transport from one place to another, your bike is not equipped for any such function. If the load is too heavy, imbalance is always a possibility. However, small loads can be carried with caution. Proper positioning and fastening of the load is a must. Try keeping the load light and low. Check it at every stop that you make for proper fastening and positioning. The load should not be kept behind the rear wheel to avoid affecting the centre of gravity and balancing of the vehicle. Though most of us do not care to go through the owner's manual, it is extremely important that you consult it before carrying any kind of loads on it. Do not keep the objects in separate bags but encase them in one so that you can easily manage them. Also, an uneven load will cause the bike to lean on one side, making it dangerous
In heavy traffic: -

• Try to stay out of other motorists' blind spots. Two-wheeler riders always need to assume they're invisible to everyone else.
• Desist from weaving in and out of traffic. If this is done, drivers cannot predict where you're going to be next and might even get nervous and swerve into you.
• Double-check the passing lane before you pass. Pass only in instances where it's legal and safe.
• Remember that "white lining it," or passing other motorists in their own lanes, is not recommended for beginning riders.

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Claim Procedure

Claim Procedure: -
In Case of an Accident

• Note the numbers of the other vehicle involved in the accident, if any.
• Try to note the names and contact details of witnesses, if any.
• Contact our 24x7 call center. Get your claim number / reference number. Call center will give you the details of documents require for processing your claim and details of our preferred garage where the vehicle can be repaired.
• File an FIR in the nearest police station in case property damage, bodily injury, theft and major damages.

After Registering the Claim

• Our customer service manager will contact you within 24 hours of registering the claim.
• Submit the copy of documents to the dealer / CSM and get verified with the originals.
• Our CSM will get the estimate for the repairs of your vehicle and give spot approval after assessment.
• After completion of repair at our preferred garage we will make payment of our share of the loss directly to the garage.
• The insured to pay the excess mentioned in the policy and depreciation, salvage etc informed by the CSM

Documents Required

• Duly completed and signed claim form.
• A copy of your Vehicles R.C. Book.
• A copy of the Driving License of the person driving at the time of accident.

Additional Documents Required

For Theft Claims

• R.T.O. Paper duly signed from the local R.T.O. Office.
• N.O.C. from Finance Company in case the car is hypothecated.
• Letter of Indemnity & Subrogation from a Notary located near a Local Court.

For Third Party Claims

• M.A.C.T / Legal Notice which would be sent to you by the Third Party.
• Stamp required in case of a company- registered vehicle.
• Original documents to be produced for verification.

Policy Coverage on Two-wheeler

Policy Coverage : - Two-wheeler insurance policy is governed by the Indian Motor Tariff. It covers you for:-

• Loss or damage to your vehicle: The policy covers you against any loss or damage caused to the vehicle due to the following natural and man made calamities.
• Natural Calamities – Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
• Man made Calamities – Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
• Personal accident cover: The motor insurance provides compulsory personal accident cover of Rs. 1 lakh for individual owner driver of the vehicle insured while traveling on, mounting or dismounting from the vehicle. You can also opt for a personal accident cover for passengers.
• Third party legal liability: This protects you against legal liability arising due to accidental damages - Permanent injury/ death of a person-Damage caused to the property

If u want Policy on Two-wheeler - Call us Now

Toll Free: 1800 22 5800 (BSNL / MTNL)

Others: 022 66754472 (STD/Local Charges apply)

Honda Motorcycles & Scooters

Motorcycles & Scooters: - Established in 1999, the Honda Motorcycle & Scooter India Pvt. Ltd. (HMSI) is a wholly owned subsidiary of Honda Motor Company Ltd., Japan and is located at Manesar, Haryana. The company's most well known brand is the Honda Activa that revolutionized the Indian scooterette market in terms of design and features. The company exports scooters to the European Union.

This, stylish as well as emphatic scooty from the Honda Motors comprises of many imaginative features. It has been lend with perfect touch of style, safety and convenience. With its dynamic force and strength, it can set the tarmac ablaze. It consists of features such as :

• Multi- reflector light with a halogen beam
• Stylish clear lens side indicators with amber bulbs
• 20 liter space under the seat that can come in use for keeping essential things
• Rear portion has been stylized with side indicators along with multi- reflector tail lamps
• Has Honda Patented Puncture Resistant Tuff- up tube

Colors

• Berry Purple Metallic
• Pearl Igneous Black
• Monsoon Gray Metallic
• Rebel Red Metallic
• Space Silver Metallic

Perfect in design and technology, Honda Activa is more than just a mean of transportation . The tyres of the Honda Activa have double layered tubes with fluid in between. This seals the air leakage in case of a puncture to ensure that the rider enjoys a puncture-less ride.

Neatly hidden between the seat of the Honda Activa is space that can comfortably hold a helmet or any other thing you wish to put away. The convenient lift-up independent cover enables you to easily lift-up the Honda Activa's engine cover, like the bonnet of a car. This makes routine maintenance fast and hassle free.

Its powerful multi-reflector headlamp brightens up badly lit roads to make night driving a safe and pleasurable experience.

Honda Dio: - Apart from the performance due to the presence of its 4 stroke, single cylinder, air-cooled, OHC engine it is being noticed in the market for its attractive body color and appealing structure.

Its stylish aerodynamic, sleek, wedge design body is really compatible with the body mounted multi reflector head light. Light weight of this fibre body does not only look good but also enhances riding comfort and fuel efficiency.

Passenger's comfort is the assurance of its specially designed seat with enough leg room and ample space in under seat luggage box for storing helmet, lunch box, spare parts, raincoat etc inside it. Its under seat bag hook is also very effective for holding briefcase or bags.

For supporting this two wheeler, it has firm road gripping tyre with stable steering. Its wider foot board is helpful for co-passenger to keep his feet comfortably.
Other features involved in it are CLIC mechanism, Tuffup tube, long front suspension, movable front fender, saree step, side stand, sporty inner box, Honda 4 stroke engine oil etc.

It is found in different colors:

• Black
• Geny Grey Metallic
• Misty Pink Metallic
• Candy Tahitian Blue
• Guarau Red
• Moon Yellow

Yamaha Motor

Yamaha Motor: - Situated at Faridabad, Haryana, Yamaha Motor India Private Limited is a 100% owned subsidiary of Yamaha Motors Company Limited of Japan. Total employee strength of the company is more than 3000 people. The company has opened "Yamaha One"- a branded dealership at Delhi and plans to open more in the future. Along with this, Japan has also set up another subsidiary-Yamaha Motors India Sales Pvt. Ltd.(YMIS) that deals with the sales and after sales services for Yamaha brand of bikes. It is located at Surajpur, outside Delhi with an employee strength of 120.

Yamaha's association with India began in 1985 for the first time when it provided technical assistance to the Escorts Group in manufacturing of motorcycles. On July 1, 1955, Yamaha Motors was founded as a motorcycle manufacturer which build products that stand out for their quality wherever they are sold. In the year 1960, the company began manufacturing powerboats and outboard motors. In June 2000, the equity holdings were revised and company acquired 74% of the share.

The company has its manufacturing unit in Faridabad and Surajpur, which supports the production of motorcycles for domestic as well as overseas market. Considering environment sensitive issues, Yamaha Motors also goes into the concept of environment friendly technology that brags of effluent treatment plant, rain water - harvesting mechanism and a motivated forestation drive. The company believe in taking care of not only customers motoring needs but also the needs of future generations.

A product of contemporary technology, it has a happy blend of hi-power hi-pick up 175cc,10BHP engine with Ecolube and Alfin cylinder for better cooling and longer engine life-ideal for tropical climates. Its aerodynamic, modern styling reflects right from the front fairing to the rear trims with integrated lights. Its longer wheel base, wide tyres , better ground clearence and bigger brake drums make it a safe bike for the Indian roads.

The Rajdoot Deluxe has a powerful 175 cc, 9 BHP engine with electronic ignition. This tough and highly durable motorcycle has making it a total economy bike by virtue of its low running costs, easy serviceability and high re-sale value. WiWith over 16 lakh bikes on the road, Rajdoot continues to be the favourite of the Indian masses. Its relevant technology for the Indian road condition makes it suitable for all types of terrain. The Rajdoot Deluxe with 4-gear transmission excellent riding comes in exciting colours with chrome plated mudguard and is the favorite so far.

Crux providing outstanding pick up comes with advanced air-cooled 4 stroke engine. Its elegant body graphics and excellent structure seem really mind captivating features to the classy bikers.
Its smooth and comfortable riding suspension is the result of the adjustable shockers. If going for a long ride, then long comfortable seat of Crux will provide proper pleasure of happy journey.

Its 130 diameter drum brake gives the proper support of riding. Its chrome plated fender is the best supporter of the supportive wheel.

Its light fitting is among other feature who gives the complete assurance of night riding. This arrangement includes multi-reflector headlight and multi-reflector tail lamp.

It is found in different colors:

• Red
• Black
• Silver

With over 16 lakh bikes on the road, the Rajdoot continues to be the favourite of the Indian masses. Its relevant technology for the Indian road condition makes it suitable for all types of terrain.
This tough and highly durable motorcycle has excellent load carrying capacity and gives high value for money to its owners. making it a total economy bike by virtue of its low running costs, easy serviceability and high re-sale value.

SUZUKI MOTOR

Suzuki Heat: - Various features are incorporated here to run this bike properly. There are found few comfort features in this bike like long seating arrangement, any gear starting, extra weight at handle bar for less vibration, 5 gear nad 'Seesaw' type pedal for smoother riding, wider carriage space, etc.Safety features loaded in this bike are asbestos-free brake shoe and bigger drum for instant braking, multi reflector head lamp etc. Other features incorporated in this bike are stylish muffler and heat shield, 'eco-range' marked speedometer and fuel gauge, large fuel tank etc.Its robust engine has aluminium cylinder and fins for super cooling.
There are different colors found in this bike :
1. Candy Antares Red
2. Pearl Suzuki Medium Blue
3. Pearl Nebular Black

Suzuki Access 125: - Suzuki Motors brings in market its yet another vivacious piece of technologically advanced motorbike. Suzuki Access 125 that carries with itself utmost style, elegance and power. While keeping in view of the demands of the present day customers, it can boast of all the features that can be only desired by anyone. It consists of features like Multi reflector lights for greater visibility, Centralized Ignition key switch with shutter, in built turn in signal, enhanced tail lights, chrome plate silence cover and so on. Having this bike can solve the everyday transportation problems to a great extent.

For more information about SUZUKI MOTOR clicks here

KINETIC MOTOR

Kinetic Comet: - With the inspiration of Ducati Moster, Comet comes in market with high tech 250cc, V-twin, liquid cooled 8 valve engine.Its rectangular steel cradle frame in a silver chassis body drags the attention of any kind of choosy bike lover. Its effective tubeless tyres ( 110 section up front and 150 section at rear) , 6 spoke alloy wheels in white finish, 1430 mm wheelbase etc are main support for this bike. Its gap between rim size ( 3" front and 4" rear) is available in this bike for quick turning. Its 300 mm front disc brake and 230 mm rear disc brake provide proper control over the bike in any road situation.
It is found in different colors:
1. Red
2. Black
3. Yellow

Kinetic Velocity: - Its powerful 115 cc. four stroke engine delivers maximum power of 8.5 bhp and maximum torque of 9 Nm. This fuel efficient bike is available with a mileage of 92 kmpl and maximum speed of 90 kmph.Its smart body line, aerodynamic front fairing, well contoured petrol tank with the capacity of 14 litres etc are not only highlighting its beauty but also featuring its performance too.Its superior pattern zapper in front and rear tyres are the base for stable riding. Its heat shield on the silencer gives extra protection from over heating.Other added features are included in it like tachometer, 35/35 MFR headlamp, passlight, centralized handle lock etc.

Kinetic Challenger: - Its 100 cc four stroke engine comes along with dual-purpose air scoop used for cooling the engine, and protecting it from dirt and stones. Its powerful engine with Turbo induction and LBT provides better pick up.Its bigger front brake drum provides better grip on brake during rash riding. Smooth riding is determined by extra long front shockers combined with rugged 5 step adjustable rear shockers.Rugged dual cradle chassis ensures the better riding of this bike in any road condition. Its instrument console like chrome console with gear indicator, fuel and battery indicator, side stand indicator make the riding delightful.Ergonomic seat gives the true statement of comfort riding. Largest wheel base of 1250mm is the assurance of stable biking.

Kinetic Boss: - Two models of Kinetic Boss are truly the head of all bikes. Those are fully loaded with all the advanced features and technical specifications. Those features are desirable for all choosy bikers. Kinetic Boss has all the safety and comfort features for the better convenience of the riders.KINETIC MOTOR: - Its 250cc engine V-twin liquid cooled engine comes with the maximum power of 26 bhp @ 9000 rpm.Going with Aquila means flying high with your dream. Its speed can go upto 130 km per hour.Its front 246 mm disc brake and rear 130mm drum brake are really useful to control the bike in any speed.Its stylish dual tone body colors and real cruiser design have made this bike extremely appealing to every viewer. Its four elegant two tone color options are truly adding value to its looks.During biking, biker and co-passenger can feel relaxed because of its relaxing ergonomic seating arrangement.

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Hero Honda Passion Plus: - With the maximum power of 7.5 PS @ 8000 rpm, this comes with 4 stroke single cylinder air-cooled OHC engine.Its tubular double cradle frame along with its 9 new two-tone body colors and two tone front fender give its style statement to the extremely finicky bike lovers. To mention few more styling features, this bike is equipped with body color rear view mirror, aluminum die cast rear grip, heat protector on the muffler, new dials in the instrument panel etc.Its enough luggage space with locking facility, lockable seat and helmet holder are the important features for rider's convenience. Comfort of the journey is defined by the arrangement of adjustable rear cushion, wide and spacious seat and broad rear tyre. Its wider wheel base provides proper safety to the biker. Safety of riding is further taken care by the arrangement of several lighting fitting like position lamp, side reflector, headlight with halogen lamp, multi reflector winker etc.

It is found in different colors:-

1. Moon Yellow
2. Cloud Silver
3. Amranth Maroon
4. Tornado Grey
5. Tahitian Blue
6. Black with Magna Red Stripes
7. Black with Purple Stripes
8. Candy Blazing Red
9. Turquoise Blue
10. Tasmanian Green
11. Black with Orange Stripes

CBZ

Hero Honda CBZ X-TREME: - CBZ X-TREME from Hero Honda has rocked the nation with its cutting edge technology & sleek design. The latest & updated version of the old CBZ have created its own niche among the bike lovers with the many additional features making it an awesome bike perfect for a joy ride. Boasting of 150cc vertical engine and a single cylinder, its speed is one major feature which acts the bike's USP.
Other Features
CBZ X -TREME has many advantageous attributes which makes it different from its older version. Some of these are listed below :
1. Powerful windscreen
2. Maximum power is 10.6 KW @ 8500 rpm
3. Maximum torque id of 12.80 N-m @ 6500 rpm
4. Self and kick start options
5. Minimum 12.3 liters fuel tank capacity with 1.5 liters as usable reserve

Splendor

Hero Honda Splendor: - Hero Honda Splendor has come up with all possible features of any standard bikes . Apart from these features, this bike also has many advanced and customer friendly features. This bike is equipped with every safety and comfort features for the convenience of the biker.

This Bike comes with 125 cc new generation quantum core engine with an output of 9 bhp (6.7 kw). Its relaxing seating arrangement with other comfort features like less strain while clutching and declutching, low noise and less vibration engine etc, makes it more market friendly bike.For the convenience of the biker, there are few features included here are trip meter, peep hole, large utility box etc. Some safety features included here are pass switch and push cancel indicator switch, muffler with heat shield etc.

Karizma

Hero Honda Karizma: - The latest model to have graced the Indian tarmac is Hero Honda's latest bike, 223 CC Karizma, which with its updated technological inputs have made the bike favorite among bike lovers. Available with an awesome 223cc single cylinder, air cooled four stroke engine capable of producing optimum power of 17 bhp at 7000rpm , the bike is the latest milestone achieved by the Hero Honda motors. The sleek designing of Karizma is quiet similar to its Japanese version, the legendary & giant Honda's cult VFR 800. Be it the alloy die-cast wheels, tailpiece, front indicators, fairing, silencer unit, seat, panel shapes and instrument binnacle, everywhere the new model has been given a face lift with a dash of panache.Boasting of a top speed of 125kph, the bike commendably performs at an approximately 100kph. While the beautifully designed mag wheels impart a very uncluttered look to the rear wheel, making the bike perfect & an instant eye catcher while gracing the roads.OtherFeatures Exhibiting a sporty look, the new 223 CC Karizma is quite an attraction on the roads. The sturdy & beefy structure helps in making it the most sought-after motorbike in India.

1. Factory-fitted mag wheels.
2. Long wheelbase at 1355mm provides ample stability
3. Equipped with 15-litre fuel tank (FT) & 2-litre reserve
4. Excellent braking
5. 276mm disc up front
6. 130mm rear drum brakes
7. Maximum acceleration

Colors : -

There are five vital colorants which gives 223 CC Karizma the required personality & these are :

1. Vibrant blue
2. Sport red
3. Moon yellow
4. Black
5. Force silver

Royal Enfield

THUNDERBIRD TWINSPARK: - The Thunderbird Twinspark will be the first model to feature Royal Enfield’s revolutionary Unit Construction Engine.
All the well loved features of the Thunderbird have been retained and enhanced in some cases. Also, the twin benefit of improved performance and engine efficiency makes this motorcycle hard to beat in terms of pure riding pleasure and visual delight. The evolutionary mix of old and new features in this motorcycle will surely delight its owners.

Bullet Machismo: - A real collector's item, the retro-styled machismo received the TNS voice of the customer award for the No.1 cruiser bike.
This elegant bike is powered by an exceptionally refined 346cc lean burn engine with a single cylinder, 4-stroke, air cooled configuration. The beautifully crafted chrome petrol tank comes as a standard fitment. Custome-made leather saddle bags and a windshield are optional extras.
Forget fountain pens and fancy watches, the machismo is the ultimate collector's accessory.

Bullet 350CC: - The legendary Bullet 350 need no introduction. This classic machine has kept place with advances in engineering and ergonomics without diluting its impeccable pedigree.
A long wheel base and bigger tyres provide increased stability and road grip, making it ideal for long distance travel. It also features a neutral fider for easy shifting to neutral.
Its aristocartic black & gold livery and thumping engine beat remind passers by that they are in the presence of automotive royalty.

Bullet Electra: - The new Electra 5s is fitted with a host of user-friendly features including the revolutionary left side, 5 speed gearshift.
A Push button start and a Digital transistor coil ignition ensure quick take-offs. Gas filled shockers enable the electra to glide deftly over potholes and speed-breakers while the glass wool silencer absorbs high frequency noises.